Whether you need ongoing compliance support or help with a specific issue, we’re here to make compliance straightforward, practical and stress-free. We offer a comprehensive range of compliance services for mortgage and non-investment insurance brokers, all delivered with the same personal, responsive approach that our clients value.
Our services are available individually on an ad-hoc basis or as part of a flexible support package tailored to the way your business operates. Unlike larger compliance providers, you’ll always deal directly with an experienced consultant who understands your business and provides clear, practical advice—not generic reports or call centre responses. We believe in providing helpful advice, not hard sales. Request a no-obligation quote and we’ll give you all the information you need—then leave you to decide when the time is right.
Click to expand our services below and discover why so many brokers trust H3 Consultancy to take the hassle out of compliance.
Gain a clear understanding of where your business stands with a comprehensive compliance health check or targeted audit.
Our reviews provide an independent assessment of your regulatory and Consumer Duty standards, identifying any weaknesses, potential risks and opportunities to improve your processes. We look beyond basic compliance to assess areas such as documentation, record keeping, back-office procedures and the overall customer journey.
You’ll receive clear findings and practical recommendations, helping you address any issues, improve efficiency and put robust processes in place for the future.
Whether you need a full business health check, a review of a specific area, or support carrying out your own internal checks, we can provide the right level of support for your business.
Our flexible file checking service helps you understand the true compliance standards within your business, from advice suitability and adviser competency to documentation and sales processes.
We provide a range of file checks, from full detailed audits to targeted reviews covering areas such as suitability, vulnerability and Consumer Duty requirements.
Every review includes a clear, detailed report highlighting any issues, required actions and practical recommendations to improve future compliance.
Whether you need a one-off file review or ongoing regular file checking, we provide expert support to help reduce risk, improve processes and give you confidence that your files meet regulatory expectations.
Where we identify opportunities to improve, we can also recommend changes to your templates and documentation to reduce unnecessary administration and improve compliance on future files.
Completing regulatory returns can be time-consuming and takes valuable time away from running your business. Our regulatory return support helps mortgage brokers complete their FCA reporting requirements accurately and efficiently.
We can provide as much or as little support as you need, from reviewing completed returns and checking accuracy through to full preparation and input support.
Our experienced consultants can help with RegData returns and other regulatory reporting requirements, ensuring information is complete, consistent and submitted correctly.
Save time, reduce the administrative burden and gain confidence that your regulatory reporting is being handled properly.
Save time with practical compliance documents designed specifically for mortgage and insurance brokers.
We provide a comprehensive range of templates, logs, registers, manuals, guides and competency assessments, available as standalone purchases or included within our monthly support packages.
Unlike generic compliance packs filled with unnecessary paperwork, our documents are designed around the needs of real broker businesses. They are clear, concise and tailored to your firm’s size, structure and way of working.
The result is compliance documentation that is easier to understand, quicker to complete and genuinely useful—helping you maintain standards without creating unnecessary administration.
Need a specific document? Simply get in touch with your requirements and we’ll be happy to provide further details and a no-obligation quotation.
Supporting advisers through the journey to Competent Adviser status can be time-consuming and challenging. Our structured assessment service helps firms confidently develop, assess and monitor advisers until they meet the required standards.
We support new advisers, advisers returning to the industry, and advisers requiring additional support following a failed competency assessment.
Our service can include training resources, knowledge assessments, pre-application file checks, final competency file reviews and ongoing monitoring to ensure advisers continue to meet compliance expectations.
From initial development through to full competency sign-off, we provide the support and oversight needed to help advisers succeed while giving firms confidence in their compliance standards.
Dealing with a complaint can be challenging, particularly when you need an independent view on the facts and the best way forward.
We provide practical complaint support, from reviewing the circumstances and assessing the file through to helping prepare a fair and appropriate final response.
Drawing on our extensive experience in file reviews and compliance assessments, we can identify relevant information, highlight key considerations and help you understand your options.
You’ll receive an honest, impartial assessment of the complaint, giving you the confidence to make informed decisions and respond appropriately.
Get prompt, practical compliance support whenever you need it, with direct access to an experienced consultant who understands your business.
Rather than speaking to different people each time, you’ll have a dedicated point of contact who gets to know your firm, your processes and the way you work. This means clearer advice, quicker answers and support that is relevant to your business.
No call centres, no being passed between departments and no generic responses—just a personal, professional service from experienced compliance specialists who are there to help.
Applying for FCA authorisation can feel overwhelming, but with the right support the process can be straightforward.
We help brokers understand the requirements, complete the application process and ensure they have the policies, procedures and supporting documents needed before submission.
From reviewing your plans and explaining the process, through to providing template documents, checking your application and helping you understand the costs and ongoing requirements, we provide practical support at every stage.
Whether you are starting a new business or considering the right time to apply for authorisation, we can help you approach the process with confidence.