Compliance Academy

The H3 Compliance Academy provides free FCA compliance guidance and practical resources for mortgage and insurance brokers, advisers and firms. Explore expert articles, checklists and best practice covering training & competency, competent adviser status, Consumer Duty, file reviews and regulatory compliance.

Good Consumer Duty MI isn't about measuring everything you possibly can. It's about collecting the right information

It is no longer acceptable for mortgage brokerages to justify broker fees or administrative charges simply by pointing to market rates

Every mortgage broker has asked themselves the same question at some point...

This follow-up looks at the other side of the picture: the recurring errors we identify when reviewing files

Mortgage brokers are understandably asking whether they can use AI to improve efficiency, save time and support their advice process.

Do Sole Trader Mortgage Brokers Need a Training & Competency Scheme? (Yes – Here's Why)

Passing CeMAP is a huge milestone, but it's only part of the journey to becoming a fully independent mortgage adviser.