Consumer Duty MI: What Should Firms Actually Measure?
Good Consumer Duty MI isn’t about measuring everything you possibly can. It’s about collecting the right information
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Proving “Fair Value” on Broker fees & Admin Charges
It is no longer acceptable for mortgage brokerages to justify broker fees or administrative charges simply by pointing to market rates
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What Does a Good Mortgage File Look Like? A Compliance Reviewer’s Checklist
Every mortgage broker has asked themselves the same question at some point…
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What Does a Good Mortgage File Look Like? The Common Errors We Find
This follow-up looks at the other side of the picture: the recurring errors we identify when reviewing files
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Top 5 Time-Saving Hacks Every FCA-Regulated Mortgage Broker Should Be Using
Time is the one thing mortgage brokers can never get back.
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Can Mortgage Brokers Use AI?
Mortgage brokers are understandably asking whether they can use AI to improve efficiency, save time and support their advice process.
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Do Mortgage Brokers Need Credit Broking and Debt Counselling Permissions?
This depends entirely on what kind of cases you’re writing, how you handle unsecured debts, and what your lenders demand in their agency terms.
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Training & Competency for Sole Trader Mortgage Brokers: What the FCA Really Expects
Do Sole Trader Mortgage Brokers Need a Training & Competency Scheme? (Yes – Here’s Why)
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How to Create a Compliant Terms of Business (CIDD) for Mortgage & Protection Brokers
The essential information your Terms of Business must include.
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Competent Adviser Status (CAS): What Does It Mean and How Do You Achieve It?
Passing CeMAP is a huge milestone, but it’s only part of the journey to becoming a fully independent mortgage adviser.